Property · Knowledge Hub

What is the difference between fixtures and chattels, and are solar panels included in a sale?.

Reviewed 12 Oct 2026
Short answer. Fixtures are items attached to the land so as to form part of it, and they pass with the property unless the contract excludes them. Chattels are loose items that pass only if the contract lists them as included goods. Solar panels, hot water units and similar installations generally read as fixtures, but leased or financed items may not be the vendor's to give.

The law asks whether an item has become part of the land. The two guides are the degree of annexation, meaning how firmly it is attached, and the object of annexation, meaning whether it was attached to improve the land permanently or only for the better use of the item itself. Something bolted in to improve the land permanently tends to be a fixture, and something resting in place for its own enjoyment tends to be a chattel.

Fixtures pass to the buyer as part of the land. Chattels, such as furniture or a free standing appliance, pass only if the contract records them as goods sold. The particulars typically list both included and excluded goods to remove argument. Installed systems such as solar panels, hot water services, heaters and air conditioners generally read as fixtures.

A separate problem is security. Where a fixture or an included good is leased or financed, a third party may hold a security interest registered on the Personal Property Securities Register, so the vendor may not own it outright. Some solar and hot water systems are supplied under ongoing contracts that do not end on sale.

CMK Legal's property and conveyancing team can help with this.

What to watch

Leased or financed items, including some solar and hot water systems, can carry a continuing contract or a registered security interest, so they are not always the vendor's to transfer. List included and excluded goods clearly and check the register for secured items.

Law referenced: General law of fixtures (degree and object of annexation); Personal Property Securities Act 2009 (security interests in goods); contract of sale, included and excluded goods.

Disclaimer: This information is general only and is not legal, accounting, financial or tax advice. Laws and regulations change and this content may become outdated. Do not rely on it without obtaining professional advice tailored to your circumstances.

Unsure what is included in the sale?.

Have the included and excluded goods checked by a CMK Legal property lawyer.